The binary choice is the freedom. As many people in this thread have discussed, it’s not a real choice, but it’s simple enough that most people will put on blinders and accept the available options.

I use iPhone. It sucks but network effect from people in my circle brought me here

The legal term for this is escheat. Good recommendation is to check the escheat site for every state you’ve lived in once a year on your birthday.

1. I only ever had $30 in escheat (unclaimed funds). Moved states and my old electric company didn’t forward a refund for part of last month.

2. If you have any investment accounts check them regularly. Heard a crazy story on the news about a guy who hasn’t checked his brokerage account or read any statements in so long that his home state claimed the assets and liquidated them. Lost out on years of gains. Link here