• clutchtwopointzero@lemmy.world
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      7 days ago

      Banks will be lucky to sell for as much as 10 cents on the dollar, especially as all loans might be unsecured.

      Banks should package in a shitcoin, that would pay itself out, since those investors are used to losses now 😜

    • frezik@midwest.social
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      6 days ago

      They’re talking getting 5 or 10 cents for every dollar of debt. Which roughly means the buyers need a 5 to 10 percent chance of getting their money back for the deal to make sense (interest rates complicate the EV calculation, and it’s not clear what those are).

      This is the banks writing it all off and getting whatever they can out of a bad deal. The buyers will probably make money on the deal, even if Xhitter goes into liquidation.

      • Gsus4@mander.xyz
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        6 days ago

        But what could they liquidate? Server racks? They don’t even own the offices, it’s all rented.

        • frezik@midwest.social
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          6 days ago

          Liquidators go through everything. Five toilet rolls in what was an 8-pack? Liquidate it.

          IIRC, bankruptcy puts creditors in order, with employees getting whatever pay they’re owed first in line, then debtors, and whatever might be left goes to investors. When you paid 5 or 10 cents on the dollar, you don’t have to get much back for the deal to be profitable.