My girlfriend and I are planning to move in together in ~3 months.

I own a small apartment in Amsterdam, my mortgage, heating, water and electricity is about 2000 Euro a month, and I earn 30% more than she does.

Some context: Amsterdam is damn expensive and in an housing crisis, since living here she’s been paying about 1000/m to rent a room. Both of us earn quite well and money isn’t tight

What is a fair way to split costs? I’ve heard everything from she should live here for free because I was paying for everything anyway to we should split everything 50/50, and I’m not sure what is fair.

I don’t think 50/50 is fair, because the way I see it, I’m going to get back a fair amount of the money I pay to my mortgage when I sell the apartment.

So what is fair? My gut feeling is something like we split the heating, electricity, groceries etc. 50/50. And she pays say 500 Euro a month for living here (less than half what she’s used to paying in rent)

  • mathemachristian[he]@lemmy.ml
    11·
    10 hours ago

    When you sell your home, you won’t get back any of the money you gave to the bank as interest, but in theory everything else including your down payment will be returned to you.

    and your partner would get nothing if she “bolted” even though she paid money so you could have it

    I mean when you’re renting a place you’re more than likely helping the owner pay off their loan anyway. It’s just another step removed.

    and you think thats fair??? “It’s a bit like I’m the landlord and my partner is the tenant” is the argument I’m trying to make