Unless you are specifying a custom filepath for each file, in which case, carry on.

This one is correct. I always setup my browser to ask where to put each download, and then send it to the file it needs to live in. Usually have the “default” be the home folder so I can easily browse to the subsequent folder quickly. The browser doesn’t just get to decide where to put stuff or it would all be a mess eventually anyway.

I definitely would go ahead and put the printed document directly into a hanging file in my desk drawer if I could read/use the document without ever moving it like I can on a computer…

Being as I’m forced to use outlook for work… At least it’s just my work persona they are tracking and selling? That guy is wild.